Why Filing Your Deed of Reconveyance Matters After Paying Off Your Mortgage

Paying off your mortgage is a huge milestone but there’s one last step that homeowners in many states can’t afford to miss: filing a deed of reconveyance.

This legal document clears your title and officially removes the lender’s claim to your property. Without it, you could face delays selling your home or securing future financing.

In a recent article by U.S. News & World Report (written by Sarah Brodsky), Your Home Legal’s Rebecca Secord shared why timing and accuracy matter when it comes to this filing:

“You should have something recorded within 45 to 60 days after your loan has been paid off,” she explained.

The article walks you through what to expect and what to watch for, including common pitfalls.

🔗 Read the full feature here: Deed of Reconveyance: Understand This Critical Document